Take payments.
Manage your business.
Unlock funding.

Accept mobile money and card transactions instantly. Track sales, inventory, and performance in real time. Turn your transaction history into credit to grow.

EcoCashInnbucksOmariVisaZB

Available on

Google PlayApp Store
Kayibay POS dashboardKayibay checkout on iPhone

Take Payments

Accept mobile payments

  • Accept mobile money and card transactions instantly
  • Share secure payment links with customers
  • Track revenue and sales in real time
  • Get paid without leaving your phone
Start taking payments
Collect payments on the go with EcoCash, Innbucks, and Omari

Manage your business

Track sales, inventory, and performance in real time.

Move off paper records and run your shop from your phone—sales, stock, and staff in one place.

Explore Kayibay POS
Kayibay POS on mobile

Wallet

One wallet to get paid and to pay.

Collect customer payments into one business wallet, then pay bills, airtime, and suppliers from the same place—no extra apps.

Get the app
Transfer from the Kayibay wallet to Smile Cash, EcoCash, Innbucks, and Omari

Unlock funding

Turn your sales history into credit.

Every payment you take and every day you run the business on Kayibay builds a digital footprint. That record is the key to unlocking funding when you are ready to grow.

Start building your record
Apply for a loan matched to how your business trades

upto $500

Take your business where you are. No limits.

Accept mobile money and cards instantly, run your shop in real time, and turn your sales history into credit.

Get the app
Kayibay business wallet